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Money

Position

Accounts

The maths

Pockets

Locked pockets are real Revolut vaults or IBKR — the money has left the spending account. A vault marked ledger is the balance you last set plus every move the bank feed has shown since, round-ups included; set it again to reconcile. Restaurant and Fun are card pockets with a hand-set balance; a Rentals top-up counts as spending.

Context

This month

Income by source

Trends

Goals backed by real accounts

A goal's value is its account's balance — nothing is tallied. Contribute = you moved money; the balance follows.

Trading

Detail

Owed / owe

Money lent or borrowed, by person. Settle when it comes back (a part is fine: say the amount in chat). A loan? row in Review answered with loan lands here on its own.

Budgets

Categories & merchants

Bills

Bills

Tax reserve

Ledger

Income
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Expenses
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Net
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Transactions
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Wishlist

Purchased

Edit balance

New account

New savings goal

Contribute

Allocation rules

The fixed monthly transfers are the salary baseline and never fire on income. Every other income is extras: the % rules run in priority order, Tax (the sp_invoice rule) first and only until the reserve covers the estimate; one top-up moves the sum.

Transfer patterns

The text the bank feed shows on a move to a pocket. Matching rows carry the pocket and feed its ledger; a spending pattern makes the row an expense (a card-pocket top-up).

New Bill

New Wishlist Item

Edit Transaction

Monthly budgets

Per-category limits for . Empty or 0 = no budget.

Delete transaction?